Does your insurance cover the cost of your Medical Alert System? Will it reimburse for your monthly expenses or will you get a discount?
Don’t be afraid to ask these questions. Following, we will try to examine these questions and break down the entire deal as best as we can!
Medical Care, and Insurance Companies
Medical alert systems are effective, and they improve your safety. If you want to live comfortably at your home, with instant medical care, a medical alert can help you out.
They offer 24-hour help and can handle a distress call for immediate help.
There is no doubt over effectiveness; the problem is most of the people don’t consider it as a sound investment. They don’t even consider asking their insurance company whether they offer any compensation or not. This is a grim mistake.
You need to ask your insurance company whether your plan qualifies for a free medical alert system or not.
There are healthy chances the company agrees to pay, but if it doesn’t, ask what you need to do to have things on your terms. To improve your case, you can get a doctor’s recommendation.
If you have a long-term instance plan, then you must qualify for a reimbursement for med alert service. Such plans help aging seniors with medical issues and try to facilitate them as much as they can, and this also includes a Medical Alert device.
You shouldn’t be a big fan of your insurance company even if they decide to cover you because most long-term insurance plans cover costs of durable medical devices. So you should call your company and see if they will help you with a medic alert system or not.
What to Do if Your Insurer Refuses?
This is the worst situation, if your company refuses to pay, and doesn’t provide any feasible terms; it’s time to walk away.
Yes, this may sound dreadful, but this is the right move. You are paying them your hard earned money, and they can’t offer you basic facilities?
You shouldn’t fell victim to the policy of your insurer if they don’t agree to provide you with a machine; they should give you some financial aid so you can buy yourself. Otherwise, your insurance plan is a waste of money.
This is the best part, if your insurer agrees to buy the Medical Alert, you may get a good discount on the price.
This helps you to save a considerable amount of money. Plus, the insurance company will promise some other benefits, and it’s their responsibility to assure the machine works. Let’s not forget about its account to make a deal with a healthcare service.
You can get a discounted monthly service and enjoy flexible payment styles.
These plans will help you to pay month to month, three months at a time, or you can even prepay for half a year, or even full year. So by all means, you should ask your insurer to cover for you.